When it comes to retiring, there are a lot of potential trap doors and events you may never anticipate. Some of these financial surprises could potentially decimate your retirement. That’s the last thing you need when you’re 75 or 80 years old and it’s too late to recover.

Estate Planning Checklist

One of the greatest gifts you can leave your survivors is an organized estate. While it may be unpleasant to think about, the time you spend now will help your loved ones to cope later, and will also ensure your wishes will be carried out. If proper planning isn’t done before you pass away, what you may leave behind is a distribution that is carried out far differently than what you may have intended or expected.