What is More Important Than the Rate of Return?
Some aspects of retirement are more important than the rate of return for your retirement plan. That statement is not to downplay the rate of return, but to emphasize that risk, taxes, inflation, interest...
Switching Jobs and Your 401(k)
Historically, it wasn’t uncommon for employees to work at the same job or company for most of their lives. But a cultural shift took place after The Great Recession,and workers became more likely to switch...
Are You Taking Advantage of Financial Opportunities?
(yes, they exist during economic uncertainty) Claiming Social Security benefits probably sounds like a simple process to those who are several years away from partaking in the process. You inform your...
Is it the Right Time to Retire?
Throughout our lifetime, we ponder if "the time is right" to make significant life changes. We might wonder when we should get married, switch careers, have children, and retire. But when is the right time...
Cleaning Up the Clutter
How Long Do You Need to Keep Financial Documents? We’ve all got that area in the basement or attic that contains stacks of boxes or totes that are filled to the brim with various financial records. You...
Should I convert my traditional IRA to a Roth IRA?
Should I convert my traditional IRA to a Roth IRA? Maybe. While a Roth Conversion could be a powerful tool to use in your retirement toolbox, it doesn’t mean it’s the right one to use in all circumstances. A...
Is Financial Independence In Your Future?
One of my priorities over the last 30+ years has been to help people achieve financial independence. My goal is to assist people to get to the point where they know they will be able to accomplish the things...
Can Your Portfolio Withstand a Recession
Do you feel like the Fed is challenging your portfolio with the rapid interest rate increases? Considering that the bond aggregate is down by 12.4%, with a yield of only 1.98% year-to-date, it's not...
Beware of the Bear and How to Protect Yourself
It's official! We're in bear market territory with the S&P 500. And just in case you didn't know, we've also been in bear market territory with the NASDAQ for some time. In my opinion, there's a good...