When questions about retirement or wealth management peak your curiosity, you’ll find the answers and guidance you seek in the the resources below.

Are You Ready to Retire?

While it may appear to be a simple process, leaving a full-time career for retirement may not be easy. And, how do you know if you’re truly ready to retire? Does it matter if you retire at 62 rather than 65? How much money will you need to have saved? What about healthcare? Are you emotionally ready to stop working? Learn if you are on track and prepared to enter the world of retirement.

Do You Have a Retirement Plan?

What happens if you enter retirement without a forward-looking plan? It may be challenging to maintain your current lifestyle as you did during your career. A retirement plan may also help ensure you aren’t overpaying your taxes and can withstand a rising inflation rate. Having a retirement plan may allow you to live the retirement life you’ve always wanted.

Social Security

Unfortunately, too many people think that the decision on when to begin taking your Social Security benefits is the date that you can go to the Social Security Administration to sign up. The truth is, the difference between the best and worst time to begin taking Social Security could add up to thousands of dollars in lost income over your lifetime. If you’re married (or previously married for over ten years), you may also have different options for claiming your benefits.

Tax Planning

If you live or work in the United States, you’re paying taxes. While many people find tax season stressful as they find out how much money they’ll pay Uncle Sam, it doesn’t have to be that way. By creating a forward-looking tax plan, you may reduce your future tax burden by learning which retirement accounts you should withdraw from and by what amount without triggering unnecessary tax liabilities.

Understanding Taxes

Have you been saving for retirement in a traditional IRA or 401(k)? While it’s nice not to have to pay taxes on that money until you withdraw it in the future, the more your account grows over the years, the happier the IRS becomes. The good news? It may be possible to reduce your tax liability during your retirement if you know how much, what order, and what accounts to withdraw your income from. This, in turn, will leave you with more money in your pocket for your retirement life.

Protect Your Wealth

Who wants to spend retirement worrying if your money will last? If your retirement date is on the horizon, or you’re already there, you may be wondering how to protect your savings to help ensure you don’t outlive your money. Besides, you’ve spent countless hours working and saving to get to this point. Learn how to help plan for the future to protect your income in retirement.

401(K) Survival Guide

Deciding what to do with your 401(k) money is an important decision. You’ve contributed to your 401(k) for years, and now you’d like to retire. But how do you get the money out after you retire? What about taxes? Should you roll it into an IRA or leave it where it’s at? The best approach depends on your unique situation.

Protecting Your Wealth

Are you concerned about market volatility, inflation, or a future recession? If so, you may have revisited your current retirement plan in the hopes of protecting the finances you’ve already saved. Luckily, several options help ensure your financial health in these volatile times.